Specialty Coverage
Fill the gaps and safeguard your family from life’s curveballs.
Even with life and health insurance, unexpected expenses can take families by surprise. That’s where specialty coverage comes in — providing targeted protection against life’s most difficult and costly events.
Final Expense Insurance
Funerals can cost families anywhere from $7,000–$12,000 on average — a burden many are unprepared for. Final expense insurance provides:
- Affordable coverage designed to cover burial and funeral costs
- Quick payouts so families can focus on healing instead of bills
- Peace of mind knowing your loved ones won’t face financial strain
Why choose Final Expense? A dignified farewell without leaving behind debt.
Critical Illness Insurance
Serious illnesses like cancer, heart attack, or stroke don’t just impact health — they impact finances. Critical illness insurance offers:
- Lump-sum cash benefits upon diagnosis
- Funds to cover lost income, travel for treatment, or experimental care
- Protection that complements your health insurance plan
Why choose Critical Illness? Financial relief during life’s toughest battles.
Accident Plans
Accidents happen when we least expect them. Accident insurance provides:
- Cash payouts for ER visits, hospital stays, or rehab after accidents
- Coverage for both minor injuries and serious accidents
- Extra protection for active individuals, families, and children
Why choose Accident Plans? Protection that cushions you when the unexpected happens.
Learn More and Get Covered
Talk with a licensed USB agent today about customizing specialty coverage that protects your family’s future.